‘Asian Allure’ explores growth of ND Asian community

first_imgKevin Song | The Observer The Indian Association of Notre Dame performs a Bollywood dance at Thursday night’s rehearsal for this weekend’s Asian Allure shows.Ho said this year’s performances are different from past years in that there will be no skits. Instead, the event will feature stories submitted by faculty, alumni and students along with dance and fashion elements.“Each Asian club contributed a traditional dance piece,” she said. “There are more diverse individual performers who successfully auditioned for their roles in music, dance and spoken word.“There is also a fashion show that will showcase both the traditional and modern styles of Asian culture. Though it is a production showcasing Asian culture, the cast is in fact the most diverse it has ever been in terms of age, culture and talent.”Asian Allure aims to showcase Asian culture and better connect Notre Dame with the Asian community, Ho said.“Asian Allure is the only event that showcases every Asian cultural club in addition to non-affiliated acts on campus in performance,” Ho said. “Each year presents a different theme to serve the purpose of better connecting ND with the Asian community through understanding of the different cultures.”Ho said planning for Asian Allure began in July when the board began to think of ideas for the show.“The planning process began over the summer when I was selected to be the director in the end of July,” Ho said. “The Asian Allure Board was then established, and we immediately began brainstorming ideas of what the vision of Asian Allure should be this year in contrast to past productions.”Ho said auditions were held early in fall semester and rehearsals began shortly afterward.“Auditions took place in late September and selected performers were notified of their participation the same week, after which we immediately began collaboration,” she said.Ho said Asian Allure is not just put on by students for students.“Not only are students involved, but the alumni association and faculty of ND are as well,” she said. “Many visit just to watch the performance and experience the growth of the audience in numbers and diversity since their years on campus.“Though it may only seem like a mere production, Asian Allure annually reminds Notre Dame of the special presence of the Asian community of Notre Dame and how unique each individual is. It is not only a rewarding experience to those who are involved, but also to whomever come out to watch the show.”Asian Allure is held in collaboration with the Asian Pacific Alumni of Notre Dame, Chinese Culture Society, the Filipino American Student Organization, Indian Association of Notre Dame, Japan Club, Korean Student Association, Vietnamese Student Association, Tae Kwon Do Club, Project Fresh and individual student performers.Tickets will be available for $7 at the LaFortune Box Office until an hour before each show. Tickets can also be purchased for $10 at the door.Tags: Asian Allure, Asian American Association, Asian community, Jen Ho, There and Back Again The Asian American Association will hosts its annual signature performance, Asian Allure, on Friday and Saturday in the Washington Hall auditorium, junior Jen Ho, the event’s director, said.This year’s theme, “There and Back Again,” focuses on the Asian community at Notre Dame, Ho said.“This theme addresses the growth of the Asian community in Notre Dame throughout the years,” she said. “The production will carry the audience through a transition from the traditional to the new.”last_img read more

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You can’t manage what you don’t measure

first_img 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Buddy Kittle Buddy Kittle is the Co-Founder of Banker’s Mortgage Consulting, LLC. He began his mortgage banking career in 1993 as a Mortgage Loan Officer and later promoted to producing manager … Web: bankersmortgageconsulting.com Details It would be almost impossible to deliver one article that explained how to improve the borrower’s experience. For those of you looking to improve your mortgage operation and have word of mouth be your main source of new business, hang on. This is part one of a three part series, part one focuses on the very first step of mortgage lending, the application, part two will be processing and underwriting ending with the mortgage manager.Concerns:Compliance and regulation has increased the cost to originate and process a loan over the last five years. The most and probably largest change in regulation since Dodd Frank was introduced is lurking just around the corner August 01, 2015. The CFPB is requiring all lenders to follow the “Know Before You Owe” mortgage disclosure rules or “TRID” TILA-RESPA Integrated Disclosure Rule as commonly referred to by industry professionals.It seems that every software provider, mortgage lender, compliance company and attorney is embedded in some form of implementation, webinar or training to make sure their portion rolls out uneventful. Mortgage managers everywhere are making sure their staff is prepared and ready. Who has time to even think about improving the borrower experience, we are like salmon swimming upstream, we know where we want to be and hope we don’t die in search of our destination.The end result of past and new regulation has done nothing to improve the time from application to clear to close. Resulting in less than satisfactorily performance, extended rate locks, unsatisfied borrowers and frustrated staff. Our industry professionals love what they do or they wouldn’t stay in such a stressful profession. They really want to answer the phone and be told “your doing a great job” by the borrower and/or realtor. We want and need to gain referral business by delivering exceptional service.Visits:During site visits with mortgage operations I typically find frustrated staff. Loan officers tell us that processing takes too long, underwriters have too many conditions and borrowers are frustrated when we ask for documentation weeks after application. However, the processors tell us they receive incomplete applications and are lacking all the supporting documentation. Underwriters express that they receive poorly documented files.Our parents used to tell us to invest the time to do a job correct the first time and it would take less time. They were right, believe me I know since I tried the short cuts and they don’t work. So I find it interesting that we continue to struggle with taking a complete loan application especially when the average age for a loan officer today is 54. So how can we be so remiss in doing a good job when at this average age we should have refined our craft? Loan officers have responded with some of the following comments:I don’t want to trouble the borrower for information we might not need.The processor needs something to do.I have too much business and not enough time.I’m a salesperson not a technician, why do you think we have processors.The borrower gets upset when I ask for so much information.Solution:There are many additional comments that could be added to the above however this could be repaired with one word “education”. If you want a top performing origination group they must have ongoing and in depth education. The loan officer who knows how to respond to a borrowers concerns is more respected by the borrower. Borrowers want to work with professionals that know more about the industry than the loan officers of their competitors.What exactly is the best way to educate your loan officers and how do you measure their depth of knowledge? You must have in place a thorough education plan that includes the following:Setting borrower expectationsProper borrower communicationComplete loan applicationsProper documentationHow to review documentationExplaining the loan process, workflow and trailing document timeframesUnderstanding, sense of urgencyRealtor and Builder (referral networks) communicationMeasuring the success or failure of a loan officerI can’t remember a mortgage operation I worked for that provided education in any of these areas. It was always assumed that if you were a producer you knew what to do however in today’s world of regulations, compliance and costly penalties it is imperative we have a highly educated staff.Driving home to your loan officers that if they take 20 additional minutes to educate their borrower of the importance of supplying all information, then reviewing the documents and delivering a complete application they will receive more referrals. When a complete application with all documentation is submitted to processing the loan will be approved much faster with the proper workflow.Realtors refer business to loan officers that are competent, knowledgeable and have borrower approvals faster than their peer group. It’s a compliment when a Realtor or Builder refers a borrower to a loan officer; they are telling the loan officer “I trust you with my paycheck”. The loan officer should understand this and strive to maintain a high level of service regardless of loan volume. Nothing takes the place of knowledge; the better educated loan officers produce the most loan volume with fewer issues. We don’t keep going back to a restaurant that delivers poor service!The last item on the list above “Measuring the success or failure of a loan officer” is usually the hardest to track. In order to evaluate loan officers you must incorporate a quality check when they submit the loan to processing. We call this a “loan officer report card” or if you want one more acronym for the industry “LORC”. The LORC allows you to track if the loan officer has completed the application properly and if they have collected all of the supporting documentation. You can set the bar for what level of competency you want to achieve. Tracking this informs you of loan officers that need additional education. So you need to adopt this philosophy with every step of your mortgage process: “You can’t manage what you don’t measure”.This may seem that I am picking on loan officers however they are the foundation for a successful loan process. I encourage you to read part two of this series where I will discuss how the processor and underwriter’s role is just as critical as the loan officer once the loan takes the next step in the manufacturing process.last_img read more

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Credit unions powered by Microsoft Surface Tablets with ‘Branch Anywhere’ initiative

first_imgA new deal between Jack Henry & Associates and CDW will supply financial services organizations with Microsoft’s mobile devices.by: Ricky RibeiroIf the future of banking is mobile, shouldn’t more banks and credit unions get on board with the mobile revolution?A new deal between Jack Henry & Associates, a provider of technology solutions and payment processing services, and CDW will make Microsoft Surface Pro 3 tablets available for purchase by financial services organizations, according to an official announcement by Jack Henry.The advantage of a Surface over other tablets is that it can work as a mobile device but also has the heft and might to serve as a notebook computer.Mark Forbis, chief technology officer at Jack Henry & Associates, elaborated on the strategic shift that this new partnership among CDW, Microsoft and his firm offers to financial services providers. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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China reports new H5N1 outbreaks

first_imgDec 16, 2008 (CIDRAP News) – China’s agriculture ministry today said it has detected H5N1 avian influenza outbreaks at two poultry farms in Jiangsu province in the eastern part of the country.In a statement posted on its Web site, the ministry said both sites where the H5N1 virus was found are in Haian county, in the eastern part of the province, according to a report today from Agence France-Presse (AFP).H5N1 is considered endemic in large parts of China. Mainland China reported its last major outbreak in June when the virus struck thousands of ducks in Yashan City in Guangdong province, according to a previous report.The ministry’s statement on the Jiangsu outbreak said the source of the virus might be migratory birds, according to the AFP report. Authorities are culling and vaccinating poultry in the area, have quarantined the outbreak farms, and have banned the movement of poultry and poultry products in and out of the area.News of a fresh outbreak in China comes about a week after officials in Hong Kong announced an outbreak at a poultry farm in the special administrative region city of Yuen Long, the special administrative region’s first farm-based outbreak since 2003.In other developments in that region, public health officials in China, Hong Kong, and Macao today conducted a drill to test their cross-border avian flu response plan, Xinhua, China’s state news agency, reported. Named “Exercise Great Wall 2008,” the test involved more than 60 public health officials.The scenario involved a man and his teenage daughter who lived in Hong Kong but became infected with the H5N1 virus after visiting the man’s wife in mainland China, according to Xinhua. The drill was the third such exercise under a 2005 cooperative public health emergency agreement between China, Hong Kong, and Macao.Elsewhere, agriculture officials in India yesterday reported an H5N1 outbreak in West Bengal, the second state to be hit by the virus in the past 3 weeks, The Hindu, a national newspaper in India, reported today.The outbreak was detected in West Bengal’s Malda district, and culling operations are under way, the report said.Anisur Rahaman, the state’s animal resources development minister, told The Hindu that the outbreak in West Bengal requires urgent preventive measures but is not surprising. “The possibilities of the disease reappearing in other districts too are always there given the outbreak in several parts of the state earlier this year and the more recent bird flu outbreaks in Bangladesh and Assam,” he said.In Assam state, officials have culled about 400,000 birds to control the spread of the virus, according to several recent media reports.Yesterday the World Health Organization (WHO) reported that Indian agriculture officials have confirmed outbreaks at several sites in six of Assam’s districts. The report said the nation’s health ministry has boosted the capacity of the area’s isolation facilities and have equipped health facilities with 20,000 oseltamivir (Tamiflu) tablets, 9,000 surgical masks, 900 protective suits, 300 N-95 respirators, and five ventilators.The health ministry said there are no suspected human H5N1 cases, according to the WHO report.See also:Jun 17 CIDRAP News story “China reports H5N1 outbreak in Guangdong”Dec 9 CIDRAP News story “Avian flu strikes Hong Kong poultry farm”last_img read more

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Current account deficit to narrow in Q1 as pandemic disrupts trade, tourism: BI

first_img“The third factor is that global restrictions, including the pilgrimage ban and foreign travel ban, have wiped out not only tourism revenue” but also prevented Indonesians from going abroad, he added.“This has reduced the use of foreign exchange for Indonesian tourists.”Indonesia booked a US$743 million trade surplus in March as export and import activities contracted slightly amid the COVID-19 pandemic, Statistics Indonesia (BPS) data shows.A total of $14.09 billion in exports was recorded in March, a 0.2 percent decrease year-on-year (yoy), while total imports fell 0.75 percent yoy to $13.35 billion driven by decreased imports of capital goods.The country’s tourism industry has been badly hit by the coronavirus pandemic. More than 1,260 hotels have closed in the country, affecting more than 150,000 employees, according to the Indonesian Hotel and Restaurant Association (PHRI).Topics : Bank Indonesia (BI) is projecting the current account deficit to reach 1.5 percent in the first quarter this year, lower than an earlier projection of 2.5 to 3 percent, as COVID-19 disrupts trade and tourism activities.BI Governor Perry Warjiyo said the current account deficit would remain lower than the initial projection this year based on three factors, namely a better-than-expected trade surplus, lower import costs and a decline in tourism activities.“The first factor is that imports fell much faster than exports because of slowing domestic production and weak global demand while the second factor is that import costs have become much cheaper due to reduced logistics and insurance costs,” Perry told reporters on Friday.last_img read more

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BLOG: Capital BlueCross Announces Donation to Equip Police with Naloxone (ROUND-UP)

first_img December 15, 2015 BLOG: Capital BlueCross Announces Donation to Equip Police with Naloxone (ROUND-UP) By: Sophie Stone, Deputy Press Secretary Government That Works,  Round-Up,  Substance Use Disorder,  The Blog Yesterday, Department of Drug and Alcohol Programs Secretary Gary Tennis and Pennsylvania Physician General Dr. Rachel Levine stood with Capital BlueCross officials as they announced their latest action in battling the heroin crisis in Pennsylvania. Capital BlueCross has donated $100,000 to further equip police across Pennsylvania with naloxone, a lifesaving opioid overdose reversal drug. Police have reversed more than 500 overdoses over the past year.The donation will be distributed by the Pennsylvania District Attorneys Association in Capital BlueCross’ 21-county service area.The Wolf administration is leading efforts to fight the heroin and opioid addiction and overdose epidemic. The 2015-16 budget includes a $9 million initiative to combat the heroin epidemic. Earlier this month, Department of General Services Secretary Curt Topper announced that Pennsylvania Capitol Police are now trained to administer and will carry naloxone. In October, Pennsylvania’s Physician General Dr. Rachel Levine signed a statewide standing order for naloxone, making it possible for all Pennsylvanians to access the life-saving drug. The Wolf Administration announced in April that the Pennsylvania State Police would carry naloxone, so that those troopers who are first on the scene of an overdose can have another tool on-hand during these emergencies.Check out some of the coverage of yesterday’s announcement:LNP: Capital BlueCross contributes $100,000 to get heroin antidote naloxone to police.“Capital BlueCross said Monday it is giving $100,000 to police departments in 21 Pennsylvania counties including Lancaster so they can purchase the heroin antidote naloxone. The announcement was praised by state health officials, who say the state is battling the worst epidemic of drug overdoses and deaths it has ever seen. ‘With this money, we have the potential to help not only hundreds of people with the disease of addiction, but the thousands of family members and friends whose lives are also affected,’ said Gary Tennis, secretary of the Department of Drug and Alcohol Programs.” [LNP, 12/15/15]Harrisburg Patriot-News: Midstate insurer provides another dose of heroin overdose life-saver.“Capital BlueCross said Monday it will spend another $100,000 to put naloxone into police cars in its 21-county service area that includes the midstate… State officials recently said that as of late November, police officers had used naloxone to save 453 overdose victims… State Secretary of Drug and Alcohol Programs Gary Tennis said, ‘For the second time, [Capital has] stepped forward as a leader in fighting the worst overdose death epidemic this state has ever seen … With this money, we have the potential to help not only hundreds of people with the disease of addiction, but the thousands of family members and friends whose lives are also affected.’” [Harrisburg Patriot-News, 12/14/15]WITF: Health insurer donates $100K for life-saving drug for overdoses.“Capital BlueCross is donating $100,000 to equip police officers with a life-saving drug. The contribution comes less than a year after it first offered $50,000 to departments to purchase naloxone, and just as Pennsylvania’s heroin death toll is expected to top last year’s high. That’s despite more than 500 life-saving uses of naloxone, which reverses a heroin or other opioid overdose in a matter of minutes. Capital BlueCross’s donation will pay for 1,000 naloxone kits, which many police departments now carry.” [WITF, 12/14/15]York Daily Record: BlueCross donates $100k for Naloxone.“Central Pennsylvania insurance company Capital BlueCross has donated another $100,000 to supply Pennsylvania police with the medication that reverses heroin overdoses… ‘What it effectively does is, at $100 a kit, you’re talking about saving 1,000 lives of Pennsylvanians,’ [York County District Attorney Tom] Kearney said. ‘And that is just incredible.’ Gary Tennis, secretary of the Pennsylvania Department of Drug and Alcohol Programs, said, ‘On behalf of all the people whose lives will be saved by this generous donation, I thank Capital BlueCross.’” [York Daily Record, 12/14/15]ABC27: Capital BlueCross donates $100K for heroin antidote.“Capital BlueCross is donating $100,000 to get a heroin antidote to police departments in central Pennsylvania. The donation will pay for 1,000 naloxone kits, which cost about $100 each. Naloxone, also known as Narcan, can reverse the effects of a heroin overdose. Pennsylvania police departments have reversed 522 overdoses since they began carrying naloxone this year.” [ABC27, 12/14/15]center_img See Secretary Gary Tennis’ blog about Continuing Pennsylvania’s Fight Against Heroin.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf SHARE Email Facebook Twitterlast_img read more

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A bird’s eye view from Birdwood

first_imgWhen you hit the wall, stop swimming.The home is listed for sale without a price guide.Follow Kieran Clair on Twitter at @kieranclair Thankfully, you can’t escape the view.There’s even a cantilever infinity edge pool which will make your dip a little more thrill seeking. More from newsMould, age, not enough to stop 17 bidders fighting for this homeless than 1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investorless than 1 hour agoThe home has a spectacular finishThe home offers a four-bedroom, two-level contemporary design nestled between the trees surrounding its 1300sq m sloping site. There are architectural features throughout.Features include Miele appliances, timber joinery, waterfall island bench and ducted airconditioning. This Toowong home offers a bird’s-eye view across the treetopsIF you’d like to get high above Brisbane and enjoy it’s surrounds, this ridge top western-suburbs home should be on your radar. 372 Birdwood Terrace, Toowong is all about the elevation, with a view that runs across the treetops through to the CBD skyline.last_img read more

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Friday people roundup

first_imgNow Pensions, Schneider Electric, SEI, Credit Suisse, Syntrus Achmea, INREV, Milestone Group, BNP ParibasSchneider Electric – Jerry Gandhi, former COO at the UK’s Now Pensions, has been hired by French energy firm Schneider Electric to oversee its UK and Irish pension activities. Gandhi, who stood down as Now’s COO last summer, will now be in charge of the Invensys Pension Scheme, he told IPE. Prior to joining Now in 2011, Gandhi was group pensions director at RSA Insurance Group and in 1999 founded consultancy CAP Services. He also spent nearly a decade at Inchcape as group pensions director.SEI – Paul Nevin has been appointed director in SEI’s institutional group, based in London. He will be responsible for servicing defined benefit clients in the UK. He joins from Credit Suisse, where he was managing director of Structured Solutions. Before then, he worked at Towers Watson as a senior investment consultant.Syntrus Achmea Real Estate & Finance – Casper Hesp has been appointed head of the portfolio management team. He joins from the European Association for Investors in Non-Listed Real Estate Vehicles (INREV), where he worked for seven years and was director of research and market information for the past two years. He will focus on client portfolio management, institutional client relationships and business development. Milestone Group – Enrique Gonzalez has been appointed as head of product management for the APAC region. He joins from BNP Paribas, where he helped develop and expand the bank’s global custody offering. Before then, he held senior positions at JP Morgan, Citibank, Chase Manhattan Bank, State Street and Westpac Financial Services.last_img read more

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PIMCO hires chief executive of Man Group as Hodge steps down

first_imgRoman comes to PIMCO from Man Group, which he joined when the firm acquired GLG Group in 2010.He went from being GLG’s co-chief executive, a role he held for five years, to COO of Man, and in 2013 was named Man’s chief executive.For its part, Man announced Luke Ellis, since 2012 the firm’s president, as Roman’s replacement.In his nearly 30 years’ experience in the financial sector, Roman also worked for Goldman Sachs, spending 18 years at the firm and acting as its co-head of global securities and co-head of its European services division.He has further served as a trustee of the Hedge Fund Standards Board, in addition to a number of trustee roles at museums and universities.Ivascyn added that he was pleased Hodge would stay with the firm to provide council during the period of transition.Hodge has been with PIMCO since 1989, holding a number of senior roles, including seven years as head of Asia-Pacific and five as COO, after which he was named chief executive. Emmanuel Roman, former chief executive of Man Group, has been hired to lead US asset manager PIMCO.Roman will take over as PIMCO’s chief executive from Douglas Hodge, who will become managing director and senior adviser from 1 November. Daniel Ivascyn, managing director of the firm’s group CIO, praised Roman’s understanding of global markets.“Manny’s skills and experience include all of the attributes key to delivering value to PIMCO’s clients – investment acumen, intellectual capacity and thought leadership, broad industry experience, executive leadership and an excellent fit with PIMCO’s cultural values,” he said. last_img read more

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PLSA supports auto-enrolment, discrepancies review in Parties’ manifestos

first_imgThe UK’s Pensions and Lifetime Savings Association (PLSA) has stated it supports the pension pledges in relation to expanding auto-enrolment to low-income and self-employed workers in the Labour Party manifesto.Nigel Peaple, director of policy and research, said the PLSA is also “very strong supporters of the creation of a publically run, non-commercial dashboard, although we are open-minded to others being created in the future provided a comprehensive consumer protection regime is in place”.According to PLSA research, less than 50% of all savers are on track to achieve an adequate income in retirement, and for those that only have a defined contribution pension plan, only 3% of savers are likely to achieve this outcome. Just 23% of people are confident they know how much they need to save for retirement, an issue the new PLSA Retirement Living Standards seeks to address by starting a national conversation about saving.“Our Hitting the Target report (2018) recommended raising minimum automatic enrolment contributions to 12% by 2030 with consideration given to moving to a 50/50 employer/employee split. This will improve pension adequacy and help more people achieve a better income in retirement,” said Peaple. Nigel Peaple at PLSA: ”More must be done to encourage further saving in workplace pensions”Conservative Party on pensionsIn contrast, Peaple supports the Conservative Party’s manifesto commitment to conduct a review into the discrepancies between net pay arrangements and tax relief at source for pensions.He said: “The discrepancy means automatic enrolment contributions for savers who earn between £10,000 and £12,500 are more expensive for those on net pay arrangements. It is our view that this can be fixed by adjusting the data gathering system used by HMRC.”He was pleased with the Conservatives’ pledge to reintroduce the Pension Schemes Bill, which includes important measures to discourage reckless behaviour by a small minority of scheme sponsors, as well as a provision for the creation of a consumer-focused pensions dashboard.Peaple stressed that the initial dashboard must be non-commercial and no others should be introduced until a rigorous consumer protection regime is in place.However, he was disappointed that the manifesto did not include any commitments to extend the scope of pension automatic enrolment to include younger workers, or lower paid workers with multiple jobs, and the self-employed, which the Labour manifesto does.“The manifesto also fails to commit to raising the minimum contribution levels for automatic enrolment from the current level of 8%,” Peaple said. “More must be done to encourage further saving in workplace pensions, which represent very good value for money for savers versus other types of savings vehicles,” he added.However, Peaple said that he was “extremely concerned by the significant negative implications Labour’s plans to nationalise water and energy utilities, train companies, Royal Mail and parts of BT Group could have on the value of UK savers’ pensions and the wider longer-term impact on the private sector’s willingness to invest in the UK infrastructure and economy”.“Nationalisation is a complicated and cumbersome process, and would have a significant impact on UK pension funds and the savers they have a fiduciary duty to serve,” he continued.last_img read more

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