New Year, New Beer

first_imgOne of the greatest trends in craft beer right now is the boom of session IPAs. Picture this: a beer that tastes like one of those hop-bomb IPAs that American craft breweries are known for brewing, but with really low alcohol levels. Like, the same amount of alcohol as those crappy macro lagers we all grew up drinking.  It’s pretty much the sweet spot, because you get the flavor of craft beer married with the drinkability of say, a Bud Light.Within the last couple of years, every brewery has thrown a session IPA into the market. And I mean every brewery. Oskar Blues is now officially in the session IPA game with a brand new beer called Pinner, which is loaded with a handful of different varieties of hops, but comes in at a low, low 4.9% ABV. They call it a “throwback” IPA because, you know, you can throw them back one after the other.It has that citrus nose you’d expect from an IPA, and plenty of grapefruit and zest in the sip. It doesn’t have the malty backbone that most IPAs have, and that’s something I’ve noticed from a lot of session IPAs across the board. They’ve got the hops down, and the citrus aspect, and they’re dank in a certain way, but they’re not terribly complex.Of course, that’s just comparing this new breed of session IPAs to their full-bodied IPA counterpart. Pit these session IPAs against most lagers or pilsners or even pale ales that have similarly low ABVs, and they shine like the North Star. And Pinner definitely shines. It’s a beer I could throwback over and over again. Long live the session IPA.– Graham Averill is a contributor to B.R.O. and runs his own blog about being a stay-at-home dad called Daddy Drinks.last_img read more

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What is fair and not fair when it comes to lending?

first_imgby: Mike TannerIn the past, fair lending and redlining were terms you only heard about when mortgage lending was discussed.  Financial institutions simply needed to gather the required information for the Home Mortgage Disclosure Act (HMDA) and put controls in place to ensure they did not discriminate when approving or declining loans.  Those were the simple days.Currently, the Consumer Finance Protection Bureau (CFPB) has taken the lead in interpreting what is fair and not fair when it comes to lending.  The result is fair lending concerns and violations now extend to pretty much every loan product that is offered.  Complex logarithms are used by the CFPB to determine race and ethnicity to uncover fair lending violations. In addition, not only do you have to be concerned about approvals and denials you need to be concerned about the terms.So what can you do ensure you are meeting the CFPB’s new fair lending standard?  Here are few things to consider when reviewing you fair lending plan:Is the loan approval process automated or manual? continue reading » 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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Rockville Centre Man Admits Stealing $1.3M from Nonprofits

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A Rockville Centre man has admitted to embezzling nearly $1.3 million from two women and two nonprofits that raises funds to help children with special needs children.Drew Morgan pleaded guilty Friday at Nassau County court to grand larceny. Judge Philip Grella is expected to sentence the 44-year-old man on May 22 to 3-1/3 to 10 years in prison and to order him pay full restitution to his victims.“Drew Morgan used his position as treasurer and president of two nonprofit organizations to steal money that should have been used to enrich the lives of children and adults with special needs,” Acting Nassau County District Attorney Madeline Singas said.Prosecutors said he embezzled $1,086,453 from the Anchor Building Fund, Inc. while acting as its treasurer of the not-for-profit corporation that runs Camp A.N.C.H.O.R., which is short for Answering the Needs of Citizens with Handicaps through Organized Recreation—a program serves children and adults with special needs—between 2008 and 2013He also stole $130,558 more between June 2010 and December 2012 from the Corporation for the Social and Exceptionally Challenged Kids, a nonprofit that raised funds for Camp A.N.C.H.O.R. and Impact OASIS, a group that promotes the acceptance and inclusion of people autism.Investigators uncovered the alleged thefts while examining Morgan’s bank records during a separate probe into allegations he stole $475,000 from two sisters that hired him as their financial planner as the principal of DKM Financial Corp. and owner of Rockstead Venture Capital LLC.Prosecutors said that he spent the victims’ investment to pay for a membership in the Hempstead Golf Club, airline travel and hotel stays, restaurants, credit and debit card purchases, appliances, home furnishings and personal expenses between 2008 and 2010.Morgan was arrested on Oct. 2, 2013.last_img read more

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Drucker, Imbroto Running to Replace Nassau Legis. Judy Jacobs

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Two lawyers from Plainview were recently nominated to run in the Nov. 8 special election to fill the seat vacated by Nassau County Legis. Judy Jacobs (D-Woodbury) when she died last month.Democrats tapped Arnold Drucker, 59, a member of the Nassau Community College (NCC) Board of Trustees who has a Queens-based private law practice. Republicans picked Louis Imbroto, 32, associate general counsel at Nassau University Medical Center, who previously served as Assistant Town Attorney for the Town of Oyster Bay. Drucker also has the Independence and Work Families party lines while Imbroto has the Conservative and Tax Revolt party lines.Residents will have a chance to hear the rivals’ positions on issues affecting the county when The League of Women Voters hosts a candidate forum 7:30 p.m. Tuesday, Nov. 1 at the Plainview-Old Bethpage Public Library, located at 999 Old Country Rd. in Plainview.Imbroto previously ran against Jacobs in 2013 and tried to unseat New York State Assemb. Charles Lavine (D-Glen Cove) in ’12 and ’14. He also chairs the Nassau County Youth Cabinet and previously worked at the Long Island Contractors’ Association as well as in private practice.Drucker previously served as co-chair of a presidential search committee at NCC, which this summer tapped former Farmingdale State College President H. Hubert Keen as its new leader. This is Drucker’s first run for elected office.Jacobs was an 11-term county legislator and 20-year veteran lawmaker who served seven years as the legislature’s first Democratic presiding officer before she died Sept. 13 at age 77. She was among four remaining county lawmakers that have been serving on the 19-member Nassau legislature since its inception in 1996. She got her start in politics as a civic leader.Jacobs represented the 16th Legislative District, which encompassed the North Shore communities of Plainview, Old Bethpage, Jericho, Syosset, Woodbury, Hicksville, Old Westbury and Roslyn Heights.County Executive Ed Mangano set the special election to fill her vacancy for Election Day. The winner will serve the remaining year of her last two-year term and will face re-election again in 2017. Republicans currently have a 12-6 majority in the chamber.last_img read more

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Statewide cases top 1,100 on Thursday

first_imgStatewide — The Indiana State Department of Health (ISDH) has reported that 1,110 additional Hoosiers have been diagnosed with COVID-19 on Thursday. A total of 96,854 Indiana residents have tested positive for the coronavirus. To date, 1,103,038 individual tests have been reported to ISDH at an 8.8% positive rate and 4 new deaths were reported for a total of 3,110 Hoosier deaths.Dearborn County has a total of 579 cases and 28 deaths reported (up 2 new cases), Decatur County has a total of 417 positive cases and 35 deaths (up 6 new cases), Franklin County has 279 positive cases and 25 deaths(up 3 new cases), and Ripley County has 248 positive cases and 8 deaths (up 2 new cases). Locally, this is an increase of 13 new positive cases.last_img

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Pardew clinging on to Cabaye

first_img Press Association Pardew knows how vulnerable he is to approaches from clubs with far bigger budgets having had to swallow Andy Carroll’s £35million departure to Anfield in January 2011 just weeks after his own arrival at St James’ Park, but he is hopeful that owner Mike Ashley will not be looking to cash in on Cabaye this time around. He said: “I am pretty confident that my owner and the club are in a great financial position. I would be a lot more nervous if we weren’t. “He’s a great player, there are always going to be big clubs sniffing around him. We are fortunate to have him, we are enjoying him while he is here and long may that continue.” Cabaye joined the Magpies for a bargain £4.3million in July 2011, but his performances since have seen the club place a valuation on him of approaching five times that, and certainly far in excess of the £10million the Gunners are understood to have offered during the close-season. However, the Frenchman’s importance to Newcastle was underlined last Saturday when he sat out the 1-1 draw with Southampton through suspension with Pardew later admitting he could have made the difference, and he will go straight back into the team at Crystal Palace this weekend. The Magpies, of course, were major players in the last January transfer window as they swooped for Mathieu Debuchy, Massadio Haidara, Mapou Yanga-Mbiwa, Moussa Sissoko and Yoan Gouffran in an ultimately successful – if only just – bid to avoid relegation. This time around, Pardew believes they can afford to be more strategic, although targets have been identified and preparatory calls are being made. He said: “It would be foolish not to have targets, so there are a few people we are looking at, making a few phone calls just to see if they are staying until the summer or what their views may be. “Those are the sort of calls we are making. If we think there’s an opportunity arisen – and there can be in January at times – then we will grasp it; if not, we won’t. “We have got a good team, we have got good back-up. We are stronger than we were two years ago, when we finished fifth, in terms of depth. “Whether the first XI can achieve the same results throughout the season, we will have to wait and see, but the signs are good and the players are playing terrifically well.” Pardew has been credited with an interest in signing Manchester United midfielder Wilfried Zaha, a player who had been in the club’s sights before he moved to Old Trafford, on loan, but the 52-year-old was playing with a straight bat when asked about him. He said: “He’s a Manchester United player, as far as I am concerned, but he is a player I know well because obviously he played for my old team, Palace, and he was absolutely phenomenal when they were promoted and got the big move to United. “Unfortunately, that career has stalled a little bit, but that’s a growing process as well. I know he has done very well at Manchester United in the background and maybe he will get an opportunity there.” However, Pardew did play down speculation that central defender Steven Taylor, who has found himself out of the matchday squad since his return from injury, could be allowed to make a temporary move away from St James’. He said: “We have got so many games coming up, I can’t see me wanting to loan a centre-half. I don’t see the logic in that, so at the moment, that’s a ‘no’.” The 27-year-old France international has returned to producing somewhere near his best form since a proposed summer switch to Arsenal fell through, and has been a central figure in the Magpies’ encouraging start to the Barclays Premier League campaign. However, his future on Tyneside is likely to be raised once again next month with Liverpool and Paris St Germain having already been linked with moves for the former Lille schemer. Newcastle boss Alan Pardew will head into the January transfer window hopeful of hanging on to star midfielder Yohan Cabaye as potential purchasers circle once again.last_img read more

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Allardyce backed by Collins

first_img A left-back is believed to be Allardyce’s next target, with Ipswich’s Aaron Cresswell rumoured to be on the brink of a move to east London, and Collins wants to keep up the good work from the West Ham defensive unit. “Defensively we did alright last season,” he added. “We had 14 clean sheets so like the gaffer has said we need to concentrate on scoring more goals – that is why he has brought in Teddy (Sheringham) to improve us in the attacking half so hopefully we can score more goals and get off to a better start. “We (the defenders) have all been here a while now and know each other’s game very well so whoever is asked to play knows what is expected of them – it is a great group of lads so hopefully we can start off well and kick on from there.” Speculation was rife that Allardyce, 59, was on borrowed time with the club’s owners after the previous campaign was tinged with periods of disappointment. Having led the Hammers to a top-half finish in 2012/13, Allardyce oversaw a barren run over the turn of the year and reacted angrily when his side were jeered off the pitch following a home win over Hull towards the end of the season, with many supporters questioning his style of play. Press Association James Collins believes the decision not to replace manager Sam Allardyce in the summer will be massively important for West Ham heading into the new season. Despite those issues, as well as banners being unfurled and opinion polls being held calling for his head, co-chairmen David Sullivan and David Gold have stuck by Allardyce, something Collins feels will stand the club in good stead. “It is great,” the Wales international told Press Association Sport. “As soon as the news came out over the summer the lads were delighted. He has done well for the last two years, we weren’t too happy last season but we finished 13th in the end. “He is so good, he sets out a plan for the whole season and how many points we need to finish as high as we can and improve on last year. “The first couple of years is always tough – you see teams stay up in the first season and struggle in the second year. Last year we weren’t too happy but a lot of teams would have taken that. “We are looking to kick on this year, the gaffer has already brought in a couple of new signings and I’m sure there will be more. “Not once has the gaffer ever told us to play direct. It is about winning football matches, before every game he works out the best way to win and that is how we go out and play.” Collins was speaking on the first day of pre-season training, with new signings Mauro Zarate and Cheikhou Koutate joined at West Ham’s Chadwell Heath training base by the likes of Kevin Nolan, Andy Carroll and Ravel Morrison, who is back with the Hammers having spent the back end of last season on-loan at QPR. last_img read more

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Update on the latest sports

first_img Associated Press Patrick Mahomes (mah-HOHMZ’) engineered three touchdown drives in a 6:13 span of the fourth quarter as the Chiefs roared back from a 10-point deficit to defeat the San Francisco 49ers, 31-20 in Super Bowl 54. It’s the first NFL championship for the Chiefs since beating the Minnesota Vikings, 24-7 in Super Bowl 4.Mahomes righted himself after throwing interceptions on consecutive possessions. The comeback started when Mahomes engineered a 68-yard drive that was capped by a one-yard scoring toss to Travis Kelce (KEHL’-see). The Chiefs quarterback put his team ahead for the first time since the second quarter by hitting Damien Williams for a five-yard TD. Williams later capped his 104-yard rushing performance by scampering 38 yards to give Kansas City breathing room.Mahomes shook off a slow start to finish 26 of 42 for 286 yards, two touchdowns and two interceptions. Tyreek Hill had 105 receiving yards on nine catches, and Sammy Watkins had five receptions for 98 yards.The 49ers took advantage of Mahomes’ first interception by turning it into a one-yard scoring run by Raheem Mostert late in the third quarter. Mostert’s scoring run gave San Francisco a 20-10 lead.Chiefs coach Andy Reid earned his 222nd career victory, and his first in a Super Bowl. No other coach had won more games without winning an NFL championship. — Pierre-Luc Dubois (look doo-BWAH’) scored twice and added an assist to send the Blue Jackets to their seventh win in eight games, 4-3 over the Canadiens. Columbus netminder Elvis Merzlikins (murz-LIH’-kihnz) made 27 saves and improved to 10-2-0 since replacing injured starter Joonas Korpisalo (YOH’-nuhs kohr-pih-SAH’-loh). The Jackets are 11-2-1 since New Year’s Eve, pushing them one point ahead of the Islanders for third place in the Metropolitan Division.TENNIS-AUSTRALIAN OPENDjokovic wins 8th Australian titleMELBOURNE, Australia (AP) — Novak Djokovic (NOH’-vak JOH’-kuh-vich) has won a record-extending eighth Australian Open championship, beating Dominic Thiem (teem) 6-4, 4-6, 2-6, 6-3, 6-4. No other man in the history of tennis has won this tournament more than six times.It’s the 17th Grand Slam title for Djokovic, who has five titles from Wimbledon, three from the U.S. Open and one from the French Open. Only Roger Federer’s 20 and Rafael Nadal’s (nah-DAHLZ’) 19 top Djokovic’s Grand Slam count. — Andre Drummond had a double-double and the Pistons rallied from an early 21-point deficit to beat the Nuggets, 128-123 in overtime. Drummond had 21 points and 17 rebounds before fouling out midway through OT. Reggie Jackson added 20 points and Bruce Brown scored 19 as Detroit ended a five-game losing streak.NBA-NETS-IRVING OUTKyrie Irving out at least a week with right knee sprainNEW YORK (AP) — Nets guard Kyrie Irving will miss at least a week with a sprained medial ligament in his right knee.Irving was injured in the fourth quarter of Saturday’s loss to Washington. He and Wizards guard Bradley Beal became entangled while battling for a loose ball. Irving’s knee twisted as he landed on the court, causing him to stay down for a couple minutes before taking the jump ball and heading to the locker room. Djokovic’s victory means he will return to No. 1 in the rankings, replacing Nadal.Thiem is 0-for-3 in Grand Slam finals.PGA-PHOENIX OPENSimpson rallies to win Phoenix OpenSCOTTSDALE, Ariz. (AP) — Webb Simpson rallied late in regulation to beat Tony Finau (FEE’-now) and capture the PGA’s Waste Management Phoenix Open. The 49ers fell short in their bid for a record-tying sixth Super Bowl title, even though they dominated for much of the first 3 1/2 quarters. Garoppolo threw for 219 yards and kept the Chiefs’ defense guessing by completing passes to eight receivers.NBA-SCHEDULERockets rally past PelicansUNDATED (AP) — James Harden and the Houston Rockets were able to cool off the surging New Orleans Pelicans while staying atop the NBA’s Southwest Division.Harden fell one assist shy of a triple-double as the Rockets guard delivered 40 points and 10 rebounds in a 117-109 victory over the Pelicans. New Orleans led 97-92 until Harden nailed a 3-pointer that sparked Houston’s comeback. Irving was less than two weeks removed from returning to the lineup after missing 26 games with a right shoulder injury.T25 MEN’S BASKETBALLHawkeyes rally past IlliniIOWA CITY, Iowa (AP) — Iowa has won a Big Ten matchup of top-25 teams.Luka Garza contributed 25 points and the 18th-ranked Hawkeyes ended Illinois’ seven-game winning streak by downing the 19th-ranked Illini, 72-65. Garza was held scoreless for the first 15 minutes before finishing 9-for-16 from the field, including a career-high four 3-pointers. He also had 10 rebounds for his 13th double-double of the season. Update on the latest sports Brandon Tanev (TAN’-ehv) scored the eventual game-winner and Matt Murray stood tall during a last-minute onslaught to help the Penguins secure a 4-3 victory in Washington. Tanev’s goal with 2:33 remaining gave the Pens a seemingly comfortable 4-2 lead, but Lars Eller put the pressure back on Pittsburgh by scoring just 15 seconds later.Murray finished with 29 saves and Patric Hornqvist provided the go-ahead tally, one day after the forward underwent a dental procedure. Sidney Crosby had an assist in his 50th career game against Capitals left wing Alex Ovechkin (oh-VEHCH’-kihn), who was held off the scoresheet.Eller scored twice for the Capitals.Elsewhere on NHL ice:— The Hurricanes pulled out a 4-3 win over the Canucks on Justin Willliams’ second game-winning shootout goal in four games since returning to Carolina. Nino Niederreiter (NEE’-dur-eye-tur), Sebastian Aho (AH’-hoh) and Andrei Svechnikov (SVEHCH’-nih-kahv) scored in regulation to back James Reimer, who made 32 saves. Vancouver’s winning streak ended at five games despite Elias (eh-LEE’-uhs) Pettersson’s two goals. The American three-time overall champion decided to skip the races in the 2014 Olympic resort after winning the previous super-G and a downhill in Bulgaria a week ago.The win left the Italian 270 points short of Shiffrin’s leading tally. Share This StoryFacebookTwitteremailPrintLinkedinRedditNFL-SUPER BOWLChiefs, Niners tied at halftimeMIAMI GARDENS, Fla. (AP) — The Kansas City Chiefs have ended a half-century of frustration. Russell Westbrook added 22 points for the Rockets and Ben McLemore had 22 off the bench.Rookie sensation Zion Williamson had 21 points and 10 rebounds for the Pelicans, whose three-game winning streak was snapped.Checking out Sunday’s other NBA action:— Giannis Antetokounmpo’s (YAH’-nihs an-teh-toh-KOON’-pohz) 30 points and 19 rebounds were among the Bucks’ highlights in a 129-108 rout of the Suns. Fellow All-Star Khris Middleton had 25 points, eight rebounds and six assists for Milwaukee, which shot 49.5% and made 15 of 38 from 3-point range. The Bucks rebounded from Friday’s setback against Denver and avoided just their second losing streak since the start of last season.— Terence Davis scored a career-high 31 points and the Raptors picked up their team-record 11th consecutive victory by ripping the Bulls, 129-102. Pascal Siakam (see-A’-kam) added 17 points for Toronto, which outscored the Bulls 69-39 in the second half to beat Chicago for the 12th straight time. The Raptors were without guard Norman Powell, who broke the ring finger on his left hand in Friday’s win at Detroit. February 2, 2020 Simpson birdied the final two holes of regulation to force a playoff before sinking a 10-foot birdie putt on the first extra hole to win it. Finau missed an 18-foot birdie try in the playoff.Simpson closed with a 2-under 69 for a 17 under total.WORLD WCUP-WOMEN’S SUPER-GBrignone wins super-G in overall leader Shiffrin’s absenceROSA KHUTOR, Russia (AP) — Federica Brignone (feh-deh-REE’-kah breen-YOH’-nay) won a women’s World Cup super-G after overall leader Mikaela Shiffrin sat out the race. Joe Wieskamp and CJ Fredrick each had 18 points for the Hawkeyes, who hit five of their last seven shots.Illinois led 62-61 before going scoreless over a 3:59 stretch, ending the drought in the closing seconds.NHL-SCHEDULEPens hold off CapsUNDATED (AP) — A month ago it appeared the Washington Capitals were poised to run away with the NHL’s Metropolitan Division title. The Pittsburgh Penguins have changed all that by winning 16 of their last 21 games to get within four points of the Caps with one game in hand.last_img read more

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Osaka lives to fight another day, Djokovic cruising at French Open

first_imgBy Martyn HermanPARIS, France (Reuters) – Naomi Osaka stayed on course for a third successive Grand Slam title and Novak Djokovic a fourth at the French Open yesterday but their paths to the third round could not be more different.For the second match in a row Osaka had to battle back from a shocking start, this time losing the first four games against former world number one Victoria Azarenka before winning a titanic tussle 4-6, 7-5, 6-3 in just under three hours.The Japanese top seed struck 52 winners as she stretched her winning run in the Grand Slams to 16 matches.“I have this mindset that I feel like I can win if it gets down to the wire, like, if I have to break a person. I feel like I have the ability to do that,” Osaka, who next plays Katerina Siniakova of the Czech Republic, said. Djokovic, bidding to hold all four Grand Slams simultaneously for the second time in his career, had no such dramas as he followed Osaka on to Court Suzanne Lenglen.The Serb was in cruise control as he beat Swiss lucky loser Henri Laaksonen, the world number 104, 6-1, 6-4, 6-3 to set up a third-round clash with Italian qualifier Salvatore Caruso.“He has nothing to lose. I’m sure he’s going to be very motivated to play his best,” Djokovic, who won the title to complete his first ‘Nole Slam’ in 2016, told reporters. Serena Williams moved smoothly through to the third round with a 6-3, 6-2 defeat of Japanese qualifier Kurumi Nara, setting up an all-American tussle with Sofia Kenin who benefitted from the withdrawal of 22nd seed Bianca Andreescu through injury.Williams is trying again to match Margaret Court’s 24 Grand Slam titles, having fallen twice in finals last year on her comeback from maternity leave. Defending champion and third seed Simona Halep did not have things all her own way against Poland’s Magda Linette but came through a tough battle 6-4, 5-7, 6-3.Dominic Thiem, beaten in last year’s final by Rafael Nadal, also had some trouble against Alexander Bublik.He had to save two set points in the fourth set to avoid a decider and was relieved to win 6-3, 6-7(6), 6-3, 7-5. He will play unseeded Pablo Cuevas next.Fifth seed Alexander Zverev, ninth seed Fabio Fognini and 13th seed Borna Coric all progressed with ease although Juan Martin del Potro, the eighth seed, needed five sets to subdue Japan’s Yoshihito Nishioka. Several Frenchmen survive in the draw, including Gael Monfils who will face a second successive all-French clash in the third round when he plays wildcard Antoine Hoang.Hoang enjoyed a memorable win on Court One “Bullring” against Spain’s experienced 23rd seed Fernando Verdasco.No French women have reached the third round for the first time since 1986 after Caroline Garcia lost 1-6, 6-4, 6-4 to Russian qualifier Anna Blinkova.last_img read more

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